Short term ( 2008 )

  • 10k in 401k this year and 5k in a Roth. I’m allowing the employer match to be counted in order to beef up my emergency fund.
  • Take one graduate course in the fall
  • Get efund up to 15k by the end of the year 13k by the end of the year (too ambitious), 15k eventually, then reevaluate. See sidebar for status
  • Take a sailing class in the spring
  • DO NOT PAY EXTRA ON STUDENT LOANS. For numerous reasons. If all goes as planned, they will go into deferment with subsidized interest by September.
  • Run (or similar) three times a week or more

Midterm goals

  • Get M.S. by the end of 2010
  • Run in the L.A. marathon (2009)
  • Have 100k in retirement by age 30. Since this involves such beautiful round numbers, it obviously is not a well thought out goal…. But it still sounds nice!
  • Live and work abroad for awhile before “settling down” somewhere

Long Term Goals (These aren’t well defined yet, but I’ll figure it out as I go)

  • Be content
  • Travel as much as possible
  • Save “enough” for retirement