Things aren’t adding up
The numbers aren’t adding up very well this month. I think I said that last month! The next couple months are looking (financially) bleak as well.
I pretty much demolished my car fund with a new tire and new front breaks. You don’t mess around when your breaks make noise, but I hated swiping my card.
I also finally got my hair cut, and regret not going to a less expensive place. The stylist did a good job, I probably could have got by paying half as much.
Earlier this month, there were the running shoes for $140, then vacation, for $450 of this month’s budget. We also have been buying a lot of camping/backpacking gear. A lot. Probably over $200 this month (!) and I still am eying a camping pad. Backpacking, once you have the basics, does not have to be an expensive hobby. You can make it expensive by always buying the latest gear and gadgets, but you don’t have to. Unfortunately, getting the basics is not cheap, and you can’t buy the lowest quality. After the pad, I still need a better backpack and footwear, but I’m still unsure of what I want, and I don’t want to buy wrong. That will be the end of it, and I’m thinking of putting it on my birthday/Christmas wish list.
Still, we should be able to fulfill our wanderlust by exploring the wilderness of the west coast for the next couple years. There are a ton of places we could drive to within a day, and we both love camping, and are really excited about backpacking. We are doing a trial overnight trip this weekend (excited!), our first attempt at camping without a car!
This is total bad pf blogger ethics, but I’m thinking of skipping or lowering my Roth IRA contribution for September to help balance things out. I will make up the difference with the extra paycheck in December, or sooner. I haven’t committed to that yet, but I can’t stand to operate with my travel fund in the red, and I shouldn’t need to buy any more tickets/hotels Oct-December. Another option is to slash the e-fund contributions for the month, or see what happens with my student loan. I don’t think the deferment (0% interest) kicks in until November. There really aren’t any actual spending areas that could be cut too much at this point.