Giving myself a break in December
I intentionally set really high budgets for restaurants and entertainment this month. I’m not going to be stingy. If my friends want to do lunch, I’m eating. If they want to go out, I’m going. I’m also willing to exceed my gift budget if I’m inspired. Really, I went into the month knowing that it would be ok if I didn’t stay on budget. And if I do, that’s neat. I am giving myself a break.
Luckily, both my gas and grocery budget are going to be absurdly low (what is gas at? $1.60?), and I’ve been crazy-anxious about school, which causes me to go on a starvation diet. It really is a bad habbit, but food is so unappetizing. I’ve been buying sandwhiches and living on cereal. I promise (myself) to improve next month.
Hey, check out my beautiful progress bars on the right. I’m almost there! I probably won’t REALLY be done with my efund until after I’m settled into my new apartment (still totally not figured out), but that is probably my biggest (financial) accomplishment since I graduated. Contributing to retirement is important, but… having a cash buffer provides so much peace of mind!
Exams are tomorrow, and I think I’ll do well enough. I probably definitely won’t get 100%, I hope I can beat the averages, and I hope I can get a A’s. But if not, I’ll at least get B’s, and life will go on.
PS – If you requested a Pinecone referral and haven’t got it, expect it sometime this weekend.