Paying wedding vendors via credit
We owe a wedding vendor $1500 (and we owe many others much more).
Most vendors insist on payment in advance of the date. However many have super low initial deposit requirements, and several have offered us the choice to pay in small installments over time. This is generally not the way I roll, but I can see how it is a popular way to get people to sign up and to pay you.
Anyway, this vendor’s total price was $1700, and we put down the relatively tiny $200 deposit months ago. They request a cashiers check within 2 weeks of the date, but that sounded inconveinent so I thought we’d just pay them now via credit.
They charge a 3% fee, but I want to pay with my credit card for the protection. If something goes horribly wrong and the services aren’t delivered, I want protection from the power of Visa.
Have you ever paid an extra fee for the peace of mind of using credit?
[Of course, we’ll pay the balance off and not pay finance charged.]