T asked how much I was saving in my 401k right now. “Twenty one percent. I was saving less at the begining of the year, so I had to increase it to max it out.”
“Wow. That’s a lot. Most people only save like 8%”
He’s probably right. Most people might not even save 8%! But being part of the pf blogger crowed, maxing out a 401k seems par for the course.
Ok, that isn’t true — a lot of people are saving for other things, getting out of debt, or just not able to save that much. I know that. But putting away 21% doesn’t feel extreme. It feels normal.
From another view, I went for an 8 mile run Saturday morning. Eight miles is the farthest I’ve ran (so far!) and I’m not going to lie, it was hard (in a good way). Yet I saw about 100 other runners out and about, and running just seemed to be the most normal thing to do on a Saturday morning. In my mind, I assumed they were all out for long 10+ mile runs. When I think about runners, I compare myself to those who run marathons (or ultra marathons!) — eight miles is nothing! It’s just an average distance!
I look up to people who are striving for the same (or better) things that I am, rather than the norm. Who cares what the average person is doing?!? I interested in what someone a few notches above where I am is doing!