April spending brings May savings
The first four months of 2010 have generally turned out to be one budgetary disaster after another.
Everything was somewhat wedding related and not all together unexpected, but we also spent significantly more on eating out, entertainment and uh, clothing. Because I needed a wedding-y cardigan for the outdoor dinner, just in case! Because I needed a two three cute summer dresses for the welcome BBQ (and uh, another cardigan to match said dresses). Also, a mani/pedi, eyebrows, and a facial (uh…) were very necessary. We were too busy/stressed to cook, grocery shop, or do pretty much anything (we seriously considered having our laundry done for us one week).
But suddenly, I’m not stressed about anything! I have energy! I have rediscovered an interest in watching spending and saving money. I’m ready to return to my more frugal roots.
And I better be, because last weekend we spent $100 on a tappas dinner for four (plus we’d brought our own wine – no corkage). With that, I give you a snapshot of my budget for this month — look I’m tracking my spending as it happens again (except I have spent some groceries I haven’t entered)!
Nothing to note, but the many categories ( Travel, car, big dreams, gifts…) are allocations for savings funds if I don’t need to spend in the category for the month. This helps me to smooth out my savings for months when I do have large predictable expenses.