Carelessness and Procrastination
I threw away an envelope with about $200 in it sometime last week.
T had been keeping some cash left over from our wedding gifts in a white envelope, and we’ve been using it for various things ever since April. The envelope got moved from it’s super secure hiding place… to a tissue box that was sitting on our kitchen counter. In a flurry of tidying up the masses of papers that attack our kitchen regularly, it landed in the garbage.
By the time we discovered it was missing, the garbage had been taken out, and the trash man had taken it away. I almost cried. Well, maybe it wasn’t almost… maybe I did cry! I felt so bad, plus, there went $200!
While I make a conscious effort to keep track of my things, I have been known to misplace, forget, or otherwise lose relatively expensive objects in the past. It just happens sometimes, especially when I’m out of my routine, or when I have no idea that there is a white envelope with cash in it in the kitchen in the first place. This has an impact on finances, and while it is negligible compared to pretty much anything else, it is one of those things that drives me CRAZY because it is so preventable! I do my best, but at my core, I’m just a bit scatterbrained, and I can’t seem to totally eradicate that.
One the flip side of the coin, T spends money to be overly cautious and sometimes wastes money via procrastination. There was one phone call he was supposed to make that would get our rent reduced by about $60/month, and after he procrastinated for MONTHS on it, I finally took care of it. He also wanted to get trip insurance for our big vacation, and would rather that I just pay to cover him on my health plan rather than researching whether or not it is necessary. His Roth IRA is being regularly contributed too, but it is still sitting in cash (much to my dismay!).
This is a metaphor for our relationship as a whole. I’m quick to take action, but sometimes I take the wrong ones in my haste. I don’t like to leave things undone, and I’m happiest once a plan is made. He’s thoughtful, deliberate and careful. While the really important things are always done on time (papers, rent payments, schoolwork) little things regularly are put off. Decisions are put on hold for no reason, but wrong decisions are rarely made.
In many other ways, we are very similar, two peas in a pod. In this respect, I’m glad we balance each other out so well. It makes for a really good partnership. I am generally the one with more long term ideas and plans, pushing things ahead, assuming it will probably work out fine. He’s the one making sure I don’t plan us into a situation we’ll regret, and making sure we are being cautious enough.
Have you ever wasted money because you carelessly lost something? How about because you DIDN’T do something you should have?