Car Repair… or Not?
It is all a bit of a mystery, but a small dent appeared on our car recently.
The location of the dent was suspicious – on the metal between the top of the door and the roof – either caused by an unlucky (for us) falling object or some random vandal. We’ll never know.
Since it is a newer car and we have full coverage, we called our insurance company. They were happy to set us up with an auto body shop and to provide us with a rental while it was getting fixed.
However, our deductible is $500. The dent was noticeable, but small and purely cosmetic. The idea of spending $500 to repair it made us both a little uneasy. T’s dad has an auto body shop (unfortunately in the Midwest), and he basically said that it was absolutely not worth it to fix it.
Our car is almost brand new. We got it at the end of January, and neither of us has had a new car before. Why did this never happen to our old car?! So the idea of just leaving it also made us uneasy.
What would you do?
T’s dad told us about “paintless repair” where they essentially just push the dent out and don’t fuss with paint. Due to the awkward spot, they actually had to pull it out. The stuck something with glue on it, and pulled it out, over and over, until it was basically smooth. It is no longer noticeable, but it isn’t perfect. The total cost was $250 – still not cheap, but cheaper than $500. I mostly deferred to T’s decision on this, but I have to admit that I’m much happier without the dent. I’m just not sure if it was worth $250.
This is something I never would have bothered with on an old car – a hidden cost of having a nicer car.
(Red recently made a different decisions on a similar choice!)