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August update

September 6, 2017

Net Worth:

Our net worth keeps ticking up, another 2% this month and over 25% for the year.  I think we’ll eventually get a dip as we execute the bathroom project, but it is the time of the year when social security is paid up on T’s salary and my 401k contributions are done.  We should have decent cash flow for the next few months.  I will probably get a tiny raise.

I have some money set aside for a mortgage prepayment, but I’m waiting until we’ve finalized the scope of our bathroom project (see below).


House – We paid for a plumber and a termite inspection in August.  We also rented a compactor and got  more fill sand to put the flagstone back down on the patio.  This project is in the home stretch!  The next few weekends are busy and it is nearly impossible to get this done in the evening, but I’m confident we’ll be able to get this done before rainy season.

Pet – We spent some money on some vet bills this month.  He is fine now, no worries, but I was hoping he’d finally have a cheap year!


We had our last vacation of the summer in August – a short road trip for some hiking and outdoors.

We spent 3 nights at one of the fire lookout towers in California, and it was just lovely.  It combines the best of backpacking (nice views, seclusion from people) with the best of car camping (drive up to your site, bring as much crap as you want including a cooler).  The lodgings themselves are pretty rustic, but amazing if you are a fan of camping.  You should absolutely look to see if there is one near you!  Also, be prepared to book 6 months in advance!


Our bathroom project won’t just be a simple retile of the shower.  We knew the 60+ year old bathrooms should eventually be updated, but planned to wait until something prompted it.  We found some water damage, so now is the time.  This wasn’t really a surprise (we stopped using the shower months go under suspicion), but it was also one of those things that we hoped we were wrong about.

So, it looks like this will be our first remodel project! We got the first quote from a contractor, and it was lots.  We have the money available, but it is more than I want to spend on the small space.  This contractor was expected to be the most expensive, so I’m hoping he is just WILDLY more expensive than the norm.  We’re getting a few more quotes and also debating how much we can take on ourselves.  We’d hire out for expertise, but may try to go without general contractor. It will take more time and effort, but the project scope is small enough that it should be possible (example 1, 2, 3).  We’ll see.  We could simplify the project slightly, but we want to do a few minor things will make a big difference.

The useful thing about getting the detailed quote was that it clarified the steps needed to accomplish the project. With the demolition itself listed at nearly $2k (after fees/profit were added), we went to work the demo of the mortar and mesh tile stall shower ourselves. No matter what we do, we don’t need to pay anyone for that.

Anyway, it is going to look so much better when it is done, but we have quite the road ahead of us!

2 Comments leave one →
  1. September 12, 2017 9:28 am

    My dad did all the demo of their bathroom when they remodeled it. He thought it was fun though haha.

    We were forced into doing a small bathroom update a few years ago when the sink got damaged. It turned out that neither of us had loved the previous sink so we did some research and picked one we liked better. We eventually repainted too and love the room so much better now! What we found was that no matter how small the project, it can still easily take forever. I’m excited to see how you change yours! And the camping spot sounds lovely 🙂

    • September 12, 2017 9:54 am

      I’m not sure T is having much fun with the demo. I was totally unable to make progress and was reassigned to another task. I’m sure I could have got the hang of it after awhile, but T had already done a few hours of demo.

      We went last year too, and I posted a couple of pictures then:

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