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June Wrap-Up

July 3, 2018

Life:

Let’s start here this month!  T had a bunch of work travel in early June, all packed into 3 weeks, with <24 hours home somewhere in there. During that time, I took in a bonus dog for 10 days, which is a favor we trade with our dog owner friends. The dogs settled into an easy routine after several days, and it was nice for my pup to have a friend who can keep up with him.  Once T returned, we took in a different dog for a weekend.  It was the best month of my dog’s life!

I’m traveling a lot starting this weekend, so this is not a good summer for quality time spent together, unfortunately.

Pregnancy is still going swimmingly, with few issues and symptoms. We had the big anatomy ultrasound, and all looks well with baby and me. This was a big relief.  I’m carrying pretty small still, but the bump is there if I wear something that shows it.  I know it could get a lot more uncomfortable later on, so I’m enjoying this time!

Net Worth / Money:

Net worth is up again!  We’re up 2.6% this month, although that is probably skewed by the fact that I didn’t get an update for T’s retirement accounts last month.  The gains seemed more flat in my accounts this month.

It only took 3 months, but we FINALLY mailed in the $8k mortgage pre-payment I’ve been planning since March.  Between my compulsion to pay off our 0% car loan, increased retirement savings over my initial plan, and the desire to see how baby buying stuff shakes out, that may be it for this year for mortgage pre-payments.  We’re going to hit another small mortgage milestone before the end of the year.  Our mortgage pay down trajectory is expected to slow with upcoming daycare expenses.

I’ve been chipping away at the car loan even though it is a 0% loan and we have cash on hand to kill it.  I simply like the idea of that payment going away, and I can’t seem to convince myself to stop, despite the math.

We’re still holding a lot of cash, and I think that is fine for the time being.

Spending:

I don’t have my spending tracked for most June yet, so nothing exciting to say here.  I hope to get caught up this weekend.

I’m trying really really hard to not get sucked into the consumerist part of having a new baby, and we are doing well so far. But everything is so tempting – marketers know what they are doing!

House Projects:

The main project leader in the house was out of town for 3 weeks straight, but still managed to make progress on the landscaping. It will be a long slog this summer.  Everyone who walks by and sees him working says “wow, that’s a big job!”  I’ve been of little help in this arena, but I swear I’ve been busy keeping other things moving. I’ve encouraged him to hire some help, which is something I rarely do for things we can (in theory) do ourselves.

There are a bunch of small projects to do on the docket, but the idea I’m most excited about is a bench like this with shoe storage:

Bench

I’ve been wanting an entryway solution since we moved in, but all the things I can purchase don’t seem quite right.   I really want something custom for the space we have, and this is the first design T has also been enthusiastic about. It is unlikely we can swing a large cabinet like this has (maybe a small one?). We’ll still have to use coat hooks on the wall instead of a decorative picture.  Still, it would be an awesome improvement. It might not happen at all, because it is a lot of work and not essential to have done immediately. It also requires use of some tools of our retired neighbor with a full wood shop. Still, I’m hopeful!  If it happens, I’ll show you a before and after.  If it doesn’t happen, I won’t show you the before, because it looks really really  sad. 🙂

We probably won’t make significant progress on setting up the nursery until September, but that is in the plans too.  In the meantime, I’ll get some older stuff cleared out. I still have a couple pieces of furniture that are from my very first post-graduation apartment. We do not have room for that anymore!

Work:  

Work was busy this month!  I’m ramping up my small project for our big finale this summer, while trying not to drown in my other work that hasn’t gone away.  :/  I think we have coverage arranged for my leave, but I’m nervous about that.

T has been busy preparing his tenure application materials, so we should find out the results sometime next spring.  The tenure rate is generally high, but there is always some uncertainty and risk in the process. I fully expect his department’s support, but the campus level stuff can be less predictable. They’ve started enforcing some odd new policies. It shouldn’t be a problem, but you just never know.

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7 Comments leave one →
  1. July 3, 2018 2:23 pm

    That’s an awesome looking bench.

  2. July 3, 2018 5:18 pm

    I’m glad your pregnancy is going swimmingly still! Our summer hasn’t been great for quality time either – my husband has been bicycling at least 100 miles every weekend, which doesn’t leave much time!

    Do you feel like you’ve made “enough” progress on the mortgage to reduce your anxiety over it for now?

    We saw a front entryway similar to that at an open house recently! I’ll email you a picture. Its entryway was really narrow, but well-used. There were three storage box areas on the bottom and top and the middle main area had hooks for hanging coats and a shelf to drop bags! It totally looked like a Pinterest project, but it looked amazing.

    • July 4, 2018 2:55 pm

      Very pinterst-y – looks great! I have similar things on my pintrest, but none that T offered to build yet.

      Yes, I have not had mortgage anxiety for a while! Given enough excess income, we’d likely continue to chip it down (after other priorities), just because it is still a lot of money. But that is probably going to get flipped to daycare next year, which is fine.

      T used to cycle a lot back in our LA days, and I’m not really sad he gave it up. 🙂

  3. July 7, 2018 3:28 pm

    1. Congratulations! I keep meaning to log in and say so (I read it all) but life… gets in the way…. which brings me to my next point: ENJOY these last months of freedom without the baby out. Once they’re out, they are more than FULL TIME. When they are newborns they are easier in some ways but you’re mentally sucked dry and sleep deprived. As they age, they are easier to reason with but prone to a lot of loud outbursts and screaming.. so enjoy it all now. 🙂 🙂 go for walks aloneX be alone… it is a nice time

    2. I love that entryway. My dream was something similar but our condo doesn’t allow that. Consider a mud room of sorts with hooks as well for little kid stuff — diaper bags, then book bags then small shoes and places for them to hang up their coats (or else you are stuck with that forever).

    Yay!!!!

    • July 7, 2018 9:19 pm

      Thanks for the congrats! 🙂 I’ve had years and years of enjoying my life before kids, and will certainly enjoy the last few months too! I’m especially loving time with just my husband and my dog on our evening walks, knowing that the dynamic will soon change so much.

      • July 8, 2018 5:43 am

        It certainly will. My partner was working and traveling while I was pregnant so we didn’t have that time before Little Bun arrived but it was good advice to really savour these last few times alone 🙂

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