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March Wrap Up

April 5, 2020

Net Worth and Money News

We are now back to about a July 2019 net worth, with another 8.5% drop. Since we expect steady income for at least the next 6 months (likely longer), we’ve made no changes to our financial plans. We have fair amount of money in cash savings, per usual. Still investing, still maxing out retirement accounts, still plugging along.

Spending Bullets (excluding childcare, mortgage, property taxes and car/home insurance):

I no longer have had time to update my spending on a monthly basis, but do expect to catch up with it at some point.

House Projects

We are just trying to keep on top of the normal things, with no ongoing projects. T did some landscaping clean up work, as usual. I have some hope that life will be normal enough to get a new roof this summer, but we’ll see how things develop. It could wait another year if it must.

Work

Oh, you know, same as so many other working parents who now have kids underfoot. I’m juggling. It is… going. It is not going great, but we are hanging in there.

Here is a snapshot of our weekday schedule. Orange are my meetings, blue are T’s and green is conflicting meetings (fewer than you’d think!). I deleted the meeting titles for privacy reasons (and also, you wouldn’t care). Yellow bars are my work blocks, and T is blue. It helps us to be organized so we can schedule one-off meetings without checking in. Of course, things come up and we deviate as needed, but this has helped us divide up the time relatively fairly.

If the need to stay at home goes on too long, there are some serious implications for my newer project, but the specific outcome is totally unpredictable.

Other life stuff

My family and friends are all still healthy. My mom is a nurse and is still working, so I worry about her. My dad is not working, but financially is OK. My older sister is in IT at an essential business, and still is going in a couple times each week for the parts of her job that can’t be done remotely. Her husband is working remotely for now. My grandpa is staying home. My little sister has always stayed home. I’m not sure the status of her husband. T’s family is mostly all able to be at home too, although his dad’s business is suffering.

It seems California’s early efforts to slow the spread of COVID-19 may have been helpful, but it is too early to say much.

LO is amazing, and spending extra time with her is amazing/exhausting. She hasn’t gotten too stir crazy yet. It should warm up soon and we can spend more time outside. I also haven’t gone TOO stir crazy, but the confinement and staying home is definitely noticeable. We’re trying to stay positive, though. The spirit of community in the neighborhood has been lovely to see, and I know we’ll all get through this.

6 Comments leave one →
  1. April 5, 2020 2:40 pm

    My net worth has definitely gone back in time.. way back!!! Honestly, just trying to pretend this year is a blip after all of this is over. Everything on hold…

    • April 6, 2020 4:20 pm

      I like to look at it this way instead of in dollars. For some reason, it seems less painful!

  2. April 5, 2020 3:04 pm

    My parents are retired, which I’m really thankful for because my dad’s old business would be suffering now. My sibling works from home anyway, but their partner lost their job. My husband’s parents aren’t retired yet; one parent is essential and still going to work (with precautions) and the other parent is on unemployment. So far, everyone is healthy though. My parents have been enjoying seniors hour at the grocery store.

    My husband and I are both working from home now. (I finally started a job again just before this crazy, lol.) We set up a temporary desk for him in our bedroom so we both have rooms that close to work from. The first day we were both home, he worked from the kitchen, which was annoying when he had a meeting. He doesn’t like planning, so I planned around his lack of planning by sticking him in the bedroom to work. I’m one of my few coworkers without kids, which seems maybe helpful for my job security at the moment since I can get more time in even though I’m still slower than the others?

    Our net worth is back to December 2018 and our investments have now almost lost all of the $ they have ever gained, which is super weird.

    I’ve been trying to go for walks every day, which helps. And my area has been really good at containing this, though it’s still somewhat crazy.

    • April 6, 2020 4:26 pm

      Glad to hear you are doing well so far. I kinda want my mom to retire, but I know financially it would be a big mistake for them. She needs ~2 more years to get federal retirement healthcare benefit. Pl

      “our investments have now almost lost all of the $ they have ever gained, which is super weird.”
      I’m kind of glad I don’t have those kind of statistics readily available. I don’t track what portion of my invests are contributions vs gains. I like to look at it in terms of time, because the last few years of saving and investing, numbers ave felt kinda surreal.

      I needed a schedule otherwise I would feel “guilty” whenever T watched LO for a long stretch, even if it was totally reasonable that he would.

  3. April 14, 2020 1:48 pm

    We’re back about a year as well, in NW.

    I had hoped we could tackle at least one home improvement thing but that was foolish. We burned that card fixing a thing that went wrong instead >< Ah well, at least we were able to do that much.

    Your schedule is so nicely organized, I love it! 🙂

    • April 15, 2020 12:26 pm

      The first week was total chaos and constant “guilt” whenever I’d take long work blocks, so organized schedule was needed!

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