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September Wrap-up

October 12, 2022

Money & Net worth

I finally got caught up on my 2022 tracking! OUCH on the net worth, we are back to about June 2021 net worth despite dumping lots of money into savings all year long.

There is not much notable in the spending side, although it will be our highest yearly spend due to the windows, assuming we get them installed in December as planned. In other spending news, I’m planning to replace my iPhone SE with a new iPhone, probably the 14. I want the upgraded camera (T’s is noticeably better), my battery life is not great, and I cracked the back screen awhile back (although my case makes that mostly a non issue). The 13 mini is appealing because I like the form factor of my SE (it is truly a one hand phone!), but I’m going to try the standard.

I also checked our tax planning for 2022 to make sure we were withholding enough, and we are a bit short, so I fixed that. Our mortgage interest has dropped enough that we don’t itemize on our federal return (unless the SALT cap is ever increased). Also, the $600 above-the-line charitable deductions from the CARES act no longer applies, so I really need to play some games with donor advised funds in order to get the most value out of charitable donations.

COVID-19

We got our new boosters! I’m trying not to let myself get too anxious about swirling news of new variants. We are moving forward in a lot of ways, but retaining masks in public indoor spaces.  Dreading the winter wave, but maybe it will be better than I’m expecting.

Work

We’ve made a lot of progress as we head full steam ahead to a major design milestone review this month. I don’t think we’re going to get cancelled, at least not until next February, but probably not at all. I also signed on to help on a proposal this fall, which I’m expecting will be great. I’ve mostly offloaded a side project that needed way more attention than I could possibly give it, but I’m trying to support the new project manager so he can be successful (its his first PM role). I’m mostly enjoy it.

We’re still talking about sabbatical for T next year. As usual, the closer the sabbatical gets, the more I want to push it to some date in the future, so it won’t impact my career. That is literally why we haven’t done it in the 8 or 9 years he’s been a professor. But, we are pretty much not able to push it out if we want to do it before LO starts Kindergarten. So, we are jointly accepting the risk that it may impact my career, and I’ll do as much as I can to limit that impact, and then take the leap. I actually think the timing could work out pretty well. I’m going to try to see if I can do some work remotely for most of the time we are gone, although there are surely some logistical things if I want to work from another country. Also, the policy is that I have to fly back to support any key activities, I have to do it on my own dime. Reasonable policy – but tricky. Anyway, for now I’m keeping my head down and focusing more on the near term, and will start to broach the subject at work in about 6 months. There are some options to work through (me and LO could stay behind for a short bit, we could do a domestic or even local sabbatical for T). Anyway, it has made me hesitate even wanting to set up my 2023 spreadsheet, because there are some unknowns after the first 6 months of the year.

Family & Life

So good right now. I’ve been feeling quite a bit better mentally recently. I can’t tell if it is from the positive upswing in work, the therapy (probably not that – I’m trying to do it through insurance and it has been… not great), or other things – but I feel a lot better than I did earlier this year.

We saw my parents in Colorado for a long weekend, which was wonderful. LO is doing great and really happy with this years preschool class. No complaints. We also have a lot fewer weekend events planned in the next few months (compared to our busy summer), which is exactly what I need right now.

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5 Comments leave one →
  1. October 12, 2022 5:18 pm

    Our net worth looks like we’ve done nothing in the past twelve months even though we’ve been investing quite a lot! Just trusting the process here.

    Ugh, I just read about yet another variant coming to the fore and I had to put that on Ignore. I can’t do more than we’ve been doing without losing my sanity.

    How long is the sabbatical for? PiC has to take a 6 week sabbatical between now and next year too and I’m not sure when it’ll make sense for him to do that.

    • October 18, 2022 2:50 pm

      Basically a whole year, give or take. The academic year + as much of summer as we decide. We have one location picked out, and we may stay for the whole time or may split between two places. We’ve made zero progress on logistics beyond that. (Looking for the nervous face emoji to insert, but not sure how to do that.) I’ve actually started to think about it as a practice for retirement, depending on how much of my job I’m able to continue to do (could be anywhere from none to a lot).

  2. October 15, 2022 4:11 am

    Just chirping in to say I really enjoy and look forward to your wrap-ups!

    • October 17, 2022 11:38 am

      Aw, thanks for sharing – apreciate positive comments!

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