About
I’m a thirty-something engineer living in the San Francisco Bay area with my husband an one kid
This blog covers the details of my finances and my thoughts on money matters.
I can be contacted at: 
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Goal Progress
2017 Mortgage Paydown
Current: $0
2017 Goal: $30k pre-payments
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2017 Cash Savings
Current: $0
2017 Goal: $20k increase
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Recent Comments
Revanche @ A Gai Sha… on 2023 Q1 Wrap up Revanche @ A Gai Sha… on Life Lately SP on Life Lately SP on 2023 Q1 Wrap up Revanche @ A Gai Sha… on 2023 Q1 Wrap up Blogs I read
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Stacking Pennies
Wow, congrats on the move and new adventure! That’s always a fun ride, and i imagine even more so in SoCal 🙂
Good luck w/ it all! i’ll be sure to check back keep up w/ how it all goes. btw, Beckham-anything is f’ing sweet! (i noticed the logo on your jeans).
Have started in the PF blog world – I am a fresh college graduate living in Southern California & on my way to wealth… Hope you enjoy California as much as I do! (I’m originally from Washington State, lol).
🙂
Great photo at the Getty- I love that place (and who doesn’t love a free museum)?
I too am from Washington. Am in the process of setting up my website to help people increase their returns on IRA’s, 401k’s and the like. You might check it out when it’s up in a couple of weeks. In the meantime, take a look at my blog FUNDSWITCHERS.WORDPRESS.COM for market commentary. It will give more rationale for why one should be in all cash or all stocks as the market fluctuates. I was a broker for 7 years and managed money on a fee basis. Good luck.
Hey SP,
Love the personal finance blog. I’ve been a subscriber for about a month now and I always look forward to your posts.
I’m in a similar situation, with a couple of exceptions. They’re 3 and 1 year(s) old 🙂 My wife and I are both in our late-twenties and we find the task of month-to-month financing both exciting and challenging. I’d be really interested in starting a blog similar to yours for the purposes of writing down goals, both financial and non. We’re in the boat that many people are, we have a budget in our heads, but it isn’t written down. I think that if we took the time to really define what our budget is, we’d be more successful. Along with that, we have no long term goals. Again, a blog might really help us wrap our heads around this.
I’d be interested in hearing how you got started. Did you have your goals/budget all written down before you started the blog? Or was it the other way around? My concern is that if I take the time to dial in everything before getting started, I never will. However, if I just dive right in, I might get off to a bad start….which could put me in worse shape. Any suggestions?
Thanks,
bayoujosh
p.s. Keep the posts coming. It’s refreshing to see other young professionals really taking a proactive approach to their personal finances. I saw you were originally from the Midwest, as are we. We know first hand that most young people don’t bother looking forward, especially all the way to retirement. I know too many older people in my rural community that cannot, and probably will never be able to, retire because they didn’t plan ahead.
Hello,
I recently compiled a list of the Top 100 Financial Blogs for College Students, and I wanted to let you know that you made the list! We are promoting the list to college students looking to learn more about personal finance. The list is published online at
http://www.onlinedegrees.org/top-100-financial-blogs-for-college-students/
Thanks so much, and if you think your audience would find useful information in the list or on the site, please feel free to share the link. You can also use the button we’ve created for the list, which I can e-mail you. We always appreciate a link back.
Thanks again, and have a great day!
Maria
Hi! Love your blog. I think it’s great that there are so many young professionals like yourself out there taking about personal finance. Sometimes I feel like money is such a taboo subject to talk about with others our age, but then I read some PF blogs and feel better 🙂 Keep up the good work!